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Universal life and indexed universal life issues, 2015 survey27 June 2016 - By Carl A. Friedrich and Susan J. Saip - Article

Ninth annual survey addressing UL and IUL life insurance market issues.

Universal life and indexed universal life issues, 2014 survey23 July 2015 - By Carl A. Friedrich and Susan J. Saip - Article

Eighth annual survey addressing UL and IUL life insurance market issues.

Universal life and indexed universal life issues, 2013 survey31 May 2014 - By Carl A. Friedrich and Susan J. Saip - Article

Seventh annual survey addressing UL and IUL life insurance market issues.

Life/Annuity long-term care combination products30 September 2012 - By Carl A. Friedrich - Article

Despite the aging American population and continued growth in long-term care (LTC) costs, sales of LTC insurance continue to lag behind expectations.

Universal life and indexed universal life issues, 2011 survey31 July 2012 - By Carl A. Friedrich and - Article

Fifth annual survey addressing UL and IUL life insurance market issues.

Chronic illness accelerated benefit riders04 May 2012 - By Carl A. Friedrich and Teresa McNeela - Article
A review of regulations, benefit structures, funding methods, key features, and actuarial considerations related to this living benefit.Quantification of the natural hedge characteristics of combination life or annuity products linked to long-term care insurance19 March 2012 - By and Carl A. Friedrich and Dawn E. Helwig - Article
Design and pricing considerations for combination products that link life insurance annuities with long-term care insurance.Universal life and indexed universal life issues, 2010 survey01 March 2011 - By Carl A. Friedrich and Susan J. Saip - Article
Milliman's comprehensive survey of UL and IUL issues in 2010 includes responses from 29 companies.Universal life and indexed universal life issues, 2009 survey01 March 2010 - By Carl A. Friedrich and Susan J. Saip - Article
Milliman's third annual survey provides insight on the UL and IUL markets.Quite the combination: Hybrid products offer more effective safety net for seniors01 November 2009 - By Carl A. Friedrich - Article

From 2000 through the first half of 2009, sales of long term care (LTC) insurance plunged—a phenomenon that would seem to defy demographic trends that show an increasing number of Americans turning 60 each year. Rate hikes, product uncertainties, and


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