Our Company

Michelle Richter

Managing Director, RET Solutions
New York, NY, US

Tel: +1 646 4733119

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Professional Designations

  • FINRA Series 7,66, 24, 53


  • MBA, Finance and Management, Columbia University, Graduate School of Business
  • BA, Economics, Wesleyan University

Current Responsibility

Michelle is responsible for leading the effort to commercialize the Retirement Enhancement Trust™, a turnkey, non-guaranteed retirement income solution that advisory platforms can offer clients in or about to enter retirement. In addition, Michelle advises on the product development and distribution of life insurance and annuity products. Michelle also advises on packaging of market launch initiatives for additional Milliman products. Michelle works out of the New York office of Milliman. She joined the firm in 2017.


Michelle’s experience is in life insurance, annuity, and wealth management product design and market launch. Prior to joining Milliman, Michelle held several management roles at a large life insurance company where she led product development, marketing, operations, compliance, wholesaling/distribution, and training teams in life insurance, annuity and wealth management products and programs. In addition, Michelle served as the chief operating officer of a reinsurance company, servicing the pension risk transfer market. She has also served as a regulatory principal for a large registered investment advisor and broker dealer.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman