Our Company

1-10 of 11

Long-term care first principles modeling: Lapse assumptions16 November 2016 - By Allen J. Schmitz and Andrew H. Dalton and Daniel A. Nitz and David Weizeorick - Article

This article, the third in our series on long-term care first principles modeling, discusses issues related to developing lapse assumptions and examines in more detail the issues relating to developing healthy life lapse rates.

Long-term care insurance valuation: An industry survey of assumptions and methodologies03 August 2016 - By Allen J. Schmitz and Daniel A. Nitz and Tim F. Kempen - Article

This long-term care insurance valuation survey reviews and documents the assumptions and methodologies related to the determination and testing of active life and disabled life reserves as well as the asset strategies and investments backing the reserves.

Long-term care first principles modeling: Mortality assumptions27 June 2016 - By Allen J. Schmitz and Andrew H. Dalton and Daniel A. Nitz and David Weizeorick - Article

This article examines the development of mortality assumptions for use in a long-term care first principles model.

Case study: Long-term care insurance first principles modeling09 March 2016 - By Allen J. Schmitz and Andrew H. Dalton and Daniel A. Nitz and David Weizeorick - Article

An introduction to a series addressing the challenges and opportunities faced by long-term care insurance companies converting from legacy projection models to a “first principles” modeling approach.

Long-term care insurance valuation: An industry survey of assumptions and methodologies01 December 2012 - By Allen J. Schmitz and Daniel A. Nitz - Article

Milliman's fourth long-term care insurance valuation survey results from 2012 present carriers' valuation assumptions and methodologies.

Doubling up on retirement security20 July 2011 - By and Dawn E. Helwig and Allen J. Schmitz and Kamilla Svajgl - Article
Many workers will find that their retirement strategy has not produced the desired results. This creates a market for products addressing this risk.Saving for retirement: What can employers do?31 May 2011 - By Dawn E. Helwig and Jeffrey M. Higgins and William Most and Janet McCune and Allen J. Schmitz - Article
Employers who want to provide employees with more than nominal retirement benefits need to exam how to make their benefits work in today's complex retirement landscape.The retirement landscape: Hazardous and challenging terrain31 May 2011 - By and Dawn E. Helwig and Jeffrey M. Higgins and Janet McCune and William Most and Allen J. Schmitz and Kamilla Svajgl - Article
If nothing in life is certain except death and taxes, nothing in life seems quite so uncertain for most workers today as a comfortable retirement. Record low interest rates are compounding an already complex problem.Long-term care insurance valuation: An industry survey of assumptions and methodologies01 December 2009 - By Allen J. Schmitz and Daniel A. Nitz - Article
Milliman's third triennial survey provides benchmark data on insurers' valuation assumptions.Principle-based reserves and LTC insurance innovation23 May 2009 - By Allen J. Schmitz - Article

/uploadedFiles/insight/health-published/principle-based-reserves-ltc.pdf


  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman