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Conducting a long-term care experience study: Traps and pitfalls14 March 2016 - By Matt Winegar and Mike A. Bergerson - Article

In long-term care insurance, there are a number of issues to consider when reviewing experience and setting projection assumptions for the future.

Benefit reductions to offset LTC premium increases: Evaluating options14 March 2016 - By John Hebig and Mike A. Bergerson - Article

Rate increases in the long-term care insurance market are continuing, and there are several possible benefit reduction options that insures can—and in some cases must—make available to policyholders.

Landing spots: Offsetting premium increases through changes to inflation protection14 March 2016 - By John Hebig and Mike A. Bergerson - Article

Insurers are increasingly using inflation protection landing spots as they look to balance premiums and costs.


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