Our Company

Anni Pilbacka

Actuarial Consultant
Zürich, CH

Tel: +46 709 508227

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Professional Designations

  • Anni has pursued the necessary courses in actuarial studies at the University of Stockholm for qualification by the Swedish Society of Actuaries. She is currently writing the required final thesis in order to complete the qualification.


  • Bachelor's degree, Mathematical statistics, Stockholm University
  • Master's degree, Insurance Mathematics, Stockholm University

Current Responsibility

Anni is an actuarial consultant and works in the life insurance practice for the German, Austrian, Swiss and Nordic region, based in Sweden. This practice consults to life insurers on a broad range of financial and actuarial issues.


Prior to Milliman, Anni worked as an actuary with the life insurance consulting business of Towers Watson for just over three years. The projects Anni has been involved in have focused on the application and development of financial projection models for life and pensions business. They include:

  • Implementation and adjustment of liability models and adjustment and usage of ALM models in the financial projection software MoSes for life and disability products
  • Capital planning support, including preparation of MoSes models and production of result reports in Excel
  • Solvency II profit & loss attribution project, including the writing of a methodology document and implementation in MoSes
  • Support in MCEV calculations
  • Valuation of options and guarantees, including report writing
  • Review of embedded values
  • Documentation of existing MoSes models
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman