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Investment strategies of U.S. life insurers in a low interest rate environment28 June 2016 - By Ashleigh Gaffney and Fiona Ng and JiaJia Li and James G. Stoltzfus and Susan Tan - Article

The search for investment yields continues to be a big challenge faced by U.S. life insurers.

Issues and challenges in a principle-based reserving world30 September 2015 - By James G. Stoltzfus and Karen K. Rudolph and Uri Sobel and William M. Sayre - Article

This paper focuses on the potential impact of the new Actuarial Guideline 48 requirements.

Integration of ERM in capital and strategy decisions17 July 2015 - By Vikas Shah and Fiona Ng and James G. Stoltzfus - Article

Organizations across many industries continue to struggle with how to optimize the structure and span of scope for their enterprise risk management (ERM) programs.

Tear down the wall01 June 2009 - By James G. Stoltzfus and Neil Cantle - Article

Practicing an effective enterprise risk management program may be as simple as asking the right questions.

Making the connection01 April 2008 - By Marc Slutzky and James G. Stoltzfus - Article
Targeted risk tolerance: An introduction to economic capital01 November 2007 - By Marc Slutzky and James G. Stoltzfus - Article

How much risk should an enterprise carry? Most insurers would say "As much as possible to maximize returns without jeopardizing the financial solvency of the enterprise." But this approach fails to recognize the individual risk tolerance of investors, bondholders, regulators,

Modeling long-term care insurance designing an effective model01 December 2004 - By Darrell D. Spell and James G. Stoltzfus - Article

Modeling Long-Term Care Insurance Designing an Effective Model 2004 Milliman All Rights Reserved M I L L I M A N Research ReportM I L L I M A N R E S E A R C H R E P O R T September 2004September 2004 M I L L I M A N R E S E A R C H R E P O R T Modeling Long-Term Care Insurance Designing an Effective Model PAGE I. INT


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