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Lindsay Unwin, FIA

Consulting Actuary
London, UK

Tel: +44 20 78471500

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Professional Designations

  • Fellow, Institute of Actuaries
  • Lindsay has a Life Actuary Practising Certificate (including with-profits) as issued by the Institute of Actuaries. She is an actuarial function holder and a with-profits actuary to two friendly societies and has recently been approved to become an actuarial function holder of a UK life company. She is also an appropriate actuary to a number of non-directive friendly societies.


  • BSc (1st Class honors), Mathematics with Management Applications, Brunel University, London

Current Responsibility

Lindsay is a fellow of the Institute of Actuaries, having qualified in 1999. She has been with Milliman since 1987. Lindsay became a consultant in 2001.


Lindsay has covered a wide range of projects in her time with Milliman. These have primarily involved work associated with the actuarial function holder and with-profits actuary roles.

She is the primary contact for a number of life insurance companies and friendly societies. In addition to statutory valuation work, she provides day-to-day advice on various issues, including product pricing, surrender values, TCF, ICAs, and monitoring of experience analyses.

Lindsay has led a number of projects, including the analysis and determination of asset shares and high-level stochastic asset-liability modeling for a with-profits fund, in order to set appropriate bonus recommendations and assist in the fair management of with-profits business.

She has worked on a number of independent expert assignments for major UK life companies, with particular emphasis on TCF and the potential impact any restructuring may have on both with-profit and nonprofit policyholders.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman