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Utilization: A review of two projection methods25 April 2018 - By Jeremy Hamilton and Tim F. Kempen - Article

This article focuses on two methods for using current utilization levels to develop utilization assumptions for future durations: an “average utilization” method and a “distribution” method.

Long-term care insurance valuation: An industry survey of assumptions and methodologies03 August 2016 - By Allen J. Schmitz and Daniel A. Nitz and Tim F. Kempen - Article

This long-term care insurance valuation survey reviews and documents the assumptions and methodologies related to the determination and testing of active life and disabled life reserves as well as the asset strategies and investments backing the reserves.

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