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Stephanie Sent, ASA, MAAA, EA, FCA

Principal, Consulting Actuary
Seattle, WA, US

Tel: +1 206 6247940

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Professional Designations

  • Associate, Society of Actuaries
  • Member, American Academy of Actuaries
  • Enrolled Actuary, ERISA
  • Fellow, Conference of Consulting Actuaries
  • Member, Western Pension and Benefits Conference


  • BS (magna cum laude), Applied Mathematics, Western Washington University
  • MS, Mathematics, Western Washington University

Current Responsibility

Stephanie is a principal and consulting actuary with the Seattle office of Milliman. She joined the firm in 2004, when Milliman bought the Merrill Lynch/Howard Johnson defined benefit book of business.


Stephanie has 24 years of experience in employee benefits. Her specific area of expertise is the pension field, with a particular emphasis on large and medium-sized clients. She has assisted clients with many aspects of defined benefit plans, including actuarial valuations, projections of costs, plan design, plan administration, financial reporting and expense calculations under FASB ASC Topic 715, and nondiscrimination testing for both defined benefit and cafeteria plans. Additionally, Stephanie has experience performing postretirement medical valuations.

Recent presentations include:

  • Minimum and Maximum Funding
  • SFAS 87/88 and SFAS 132 Accounting Issues
  • Phased Retirement
  • PPA 2006 Min/Max Funding for Single Employer Plans
  • PPA-Lessons Learned; What Plan Sponsors Need to Know
  • Late Retirement Overview of Post-NRA Defined Benefit Calculations
  • Lump-sum Project Case Study
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman