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Ricardo Trachtman, FSA, MAAA

Consulting Actuary
Chicago, IL, US

Tel: +1 312 4995644

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Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries


  • Degree in Actuarial Science from Roosevelt University

Current Responsibility

Ricardo is a consulting actuary with the Chicago office of Milliman. He joined the firm in May of 2001.


Ricardo has experience in the life insurance industry, with a focus in the area of product development. He has assisted in the development of a wide range of life and annuity products. His modeling experience includes economic capital analysis, stochastic modeling, and traditional deterministic pricing and financial modeling under both statutory and GAAP accounting. Ricardo has developed efficient pricing and in-force models in MG-Alfa®.

Ricardo has specialized in pricing and product development of Variable Annuities and Fixed Index Annuities, and has done extensive modeling of different Variable and Fixed Indexed Annuity Guarantees (death benefits, income benefits, withdrawal benefits).

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman