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Michelle Klein, FSA, MAAA

Brookfield, WI, US

Tel: +1 262 7963471

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Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries


  • BS, Mathematics and Statistics, University of Illinois at Urbana-Champaign

Current Responsibility

Michelle is an actuary with the Chicago-Milwaukee office of Milliman. She joined the firm in 2013.


Michelle has over six years of actuarial experience in various areas of healthcare. Her primary areas of expertise are Medicare Advantage and commercial markets.

Other clients have included provider owned health plans, Consumer Operated and Oriented Plans (CO-OPs), Medicaid plans, employer groups, and provider groups.

She has assisted clients in various markets with pricing and filing plans, developing financial forecasts, and setting reserves.

She also has experience in multiple markets assisting with competitive analyses and risk adjustment modeling.


  • Co-Author, Changes to 2020 Medicare Plan Finder: What MAOs Should Know, October 2019
  • Co-Author, Impact of Manufacturer Rebate Proposed Rule on Part D Benefit Parameters, Milliman, March 2019
  • Co-Author, Medicare Part D Diabetic Member Cost Sharing: Impact on Non-Low Income Members, Milliman, March 2019
  • Co-Author, Could 2019 be the Year of MLR Rebates for ACA Issuers in the Individual Market?, Milliman Insight, March 2019
  • Co-Author, The “Risk” of Adjustments in 2018 ACA Risk Adjustment, Milliman Insight, August 2017
  • Co-Author, Will Repeal and Replace of the ACA Cause Pent-Up Demand to Occur? Milliman Insight, March 2017
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman