For organizations unable to obtain commercial insurance, a captive can spell the difference between closing up shop and keeping the lights on.
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For others—particularly those with an entrepreneurial culture—forming a captive can allow additional flexibility in their risk strategy. Potential benefits include taking control of underwriting profits or investment earnings, stabilizing premiums, and ensuring adequate coverage.
Milliman has developed captive solutions for a variety of organizations with a wide range of business objectives and risk appetites—including trucking companies, builders, and hospitals. Our innovative work recently earned us Captive Review’s award for 2015 Actuarial Service Firm of the Year.