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Karen Panaro

Actuarial Analyst
Wakefield, MA, US

Tel: +1 781 2136200

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  • BS, Mathematics/Computer Science, Fairfield University

Current Responsibility

Karen is an actuarial analyst with the Boston office of Milliman. She joined the firm in 2008.


Karen's background is in property and casualty insurance as well as life and health insurance. Her experience in property and casualty insurance includes loss reserving, ratemaking, and data analysis. Her client work includes multiline property and casualty insurers, risk retention groups, and self-insureds.

Previously, Karen's life insurance experience included building life insurance models for reserving, pricing, and compliance issues, as well as assisting law firms with expert testimony by an actuary. Her health insurance experience included working extensively on pricing health benefit packages, including HMO, major medical, PPO, Medicare and Medicaid products. In addition, Karen's experience includes developing competitive products and capitation rates for PHOs and physician groups.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman