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Joanne E. Fontana, FSA, MAAA

Consulting Actuary
Windsor, CT, US

Tel: +1 860 6870104

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Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries


  • BA, Cornell University, Mathematics and Economics

Current Responsibility

Joanne is a consulting actuary in the Health practice of Milliman's Hartford office. She has been with the firm since 2006. Her clients include insurance companies, employers, and government entities, with particular focus on the dental industry.


Joanne's focus has been largely on managed care and dental with experience in premium rate development, reserving, and provider contract analysis as well as valuation of post-retirement health and other non-pension benefits. Over the past few years, she has worked closely with several dental industry organizations to assess the impact of healthcare reform on the dental industry.

Prior to joining Milliman, Joanne spent more than 10 years with Cigna, where she held various leadership roles in healthcare, including lead actuary of its dental insurance business. She also served for two years as the human resources director of the actuarial student program.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman