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Edem Togbey

Actuarial Analyst
Brookfield, WI, US

Tel: +1 262 7842250

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  • BS (cum laude), Mathematics, University of Nebraska at Omaha with minor in physics
  • MS, Mathematics, University of Nebraska at Omaha

Current Responsibility

Edem is an actuarial analyst with Milliman, specializing in mortgage valuation, structured finance, model validation and loan-loss reserving. He provides consulting services in the areas of credit risk transfer, residential mortgage collateral, analyzing complex data and building predictive models.

He joined the firm in 2012.


Edem’s area of expertise is modeling mortgage performance using big data. He developed proprietary loan–level models and rule-based algorithms to evaluate, score and report on risk profiles of GSE risk share transactions to reinsurers, asset managers, and others interested in participating in mortgage credit risk exposure.


Using Data to Manage Repurchase Risk and Loan Quality, Insights, March 2014

Is It Time for a Repurchase Reserve Release? MBA Insights, January 2018

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman