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José Silveiro

Director P&C, Spain & Portugal
Madrid, ES

Tel: +34 91 5984077

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Professional Designations

  • Fellow, Spanish Institute of Actuaries (Instituto de Actuarios Españoles)


  • BA, Business Administration, Universidad Carlos III de Madrid, Madrid, Spain
  • BA, Actuarial Science, Universidad Carlos III de Madrid, Madrid, Spain

Current Responsibility

José is Director of Property & Casualty in the Madrid office of Milliman. He joined Milliman in 2011.


José specializes in non-life insurance assignments and has been involved in a wide range of actuarial work within an international context, including:

  • Review and estimation (deterministic and stochastic) of technical provisions and calculation of its market value
  • Rating projects with an integral approach:
    • Claims models (GLM) for motor, multi-risk and health, etc.
    • Zoning analysis
    • Competitors analysis
    • Retention analysis
    • Price optimisation
  • Dynamic Financial Analysis (DFA), strategic valuation and risk value management
  • Design and implementation of internal models aligned with Solvency II
  • Advice on mergers and acquisitions projects, such as portfolio and entity valuations
  • Advice on establishing new entities or new lines of business (activities program, regulator approval process, product design, etc.)
  • Technical notes preparation
  • Training courses preparation on different aspects

José started his career in 2001 in the non-life practice at Towers Watson Spain, where he worked for 10 years.

He is fluent in Spanish and English.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman