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Matthew J. Kramer, FSA, CERA, MAAA

Consulting Actuary
Chicago, IL, US

Tel: +1 312 5772937

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Professional Designations

  • Fellow, Society of Actuaries
  • Chartered Enterprise Risk Analyst
  • Member, American Academy of Actuaries


  • Bachelor of Arts, Purdue University
  • Master of Science, Mathematics, Roosevelt University

Current Responsibility

Matt is a Consulting Actuary with the Chicago healthcare practice of Milliman. He joined the firm in 2013.


Matt assists health insurance carriers and health care providers with financial modeling and pricing. He supports insurance carriers with pricing, rate filings, financial forecasts, and Own Risk and Solvency Assessments (ORSAs). Matt assists health care providers with shared risk arrangements in commercial and Medicaid contexts.

Matt has extensive experience with financial modeling and forecasting, including ORSAs and other pro forma forecasts for regulatory filings with CMS and state regulators.

Prior to joining Milliman, Matt spent several years working for two large health insurance companies where he supported the pricing, reserving, and forecasting for several lines of business in multiple states.

Matt is familiar with Medicare Supplement products and has supported several issuers of Medicare Supplement policies in their pricing and rate filing in multiple states.


  • "ORSA: A Short Duration Health Perspective", American Academy of Actuaries, January 2016


  • Member, Health Solvency Subcommittee of the American Academy of Actuaries
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman