Rebecca Gaines

• MG-ALFA: Pricing, actuarial contribution and valuation of liabilities with extensive database customization where necessary.
• Conversion of policyholder administration systems: Converts of interest-sensitive and traditional par and non-par blocks of business, provides actuarial support to programmers, writes documentation of system functionality.
• Conversion of actuarial modeling systems: Converts interest-sensitive and traditional par and non-par blocks of business.
• Product pricing: Term, interest-sensitive whole life, disability income.
• Cash-flow testing: Traditional, interest-sensitive life, annuities, and disability income.
• Month-end reporting: Monthly liability valuation and interest-adjusted loss ratios for disability income on both statutory and GAAP bases.
• Dividend scale revisions: Revises closed block dividend scales, preserving statutory glide path.
• Actuarial contribution calculations: Traditional lines of business for both U.S. and Japanese demutualizations.
• Field compensation: Compensation design, monitoring tools, and internal financial statements at the agent, agency, and distribution company levels.
• Training: Develops training materials and, when necessary, instructs classes for monthly valuation processes, policyholder illustrations, customer service tools, introductory MG-ALFA.
• Client applications: Builds applications to automatic specific tasks with the appropriate level of user flexibility versus "black box."

Exam Progress

• Passed SOA Courses 1-3, 5, and 6
• 25 professional development credits