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Kristin Houghton, FSA, MAAA

Consulting Actuary
Seattle, WA, US

Tel: +1 206 5045823

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Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries


  • BS, Mathematics; BA, Business Administration (summa cum laude), St. Norbert College (WI)

Current Responsibility

Kristin is a consulting actuary specializing in healthcare consulting in the Seattle office of Milliman. She was with Humana before joining the firm in 2012.


Kristin has assisted clients with a variety of projects, including pricing, rating, healthcare reform consulting, and regulatory filings. She has extensive experience in Medicare Advantage bid development, Medicare Advantage Part D analytics, and commercial rate development and filings, particularly in the state of California.

Recent projects include:

  • Medicare Advantage bid development and consulting
  • Medicare Advantage percentage of revenue capitation analysis
  • Commercial ACA rate development, filings, and consulting
  • Claims experience analysis and benchmarking
  • Benefit relativity development
  • Development of rating models
  • Provider payment development
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman