Milliman understands the risks faced by captives, self-insureds, and risk retention groups (RRGs). We provide objective advice, informed by decades of experience in the insurance industry, and employ powerful financial analysis to gauge risk.

Our alternative market services include

• estimating ultimate losses, liabilities, and providing statements of actuarial opinion as required by regulatory authorities
• preparing captive feasibility studies
• evaluating risk financing structures and new programs
• analyzing risk retention alternatives
• reviewing reinsurance program design
• assessment of claim service providers, auditing of claim files, and review of case reserves and case reserving practices
• preparing benchmark loss rate, frequency, and claim cost estimates

We explain our findings in the context of your organization and demonstrate the effect the choices made now may have on the future.

Independence and service

We do not act as agent, broker, reinsurance intermediary, captive manager, or adjuster and we do not accept any form of contingency or brokerage compensation. As a result, our clients know that they are getting the most value from our expertise and the most objective advice possible.

Our service is complemented by our ability to communicate complicated mathematical information clearly in thorough explanations, visual representations, and real-world examples.