Analysis of insurers' first set of Solvency and Financial Condition Reports: European health insurers

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By Sinéad Clarke, Tanya Hayward, Judith Houtepen | 12 December 2017
Under Solvency II, European insurers were required to publish their Solvency and Financial Condition Reports (SFCRs) and public Quantitative Reporting Templates (QRTs) for the first time in May 2017. This analysis compares the information provided in the QRTs and SFCRs of European health insurers. Our focus is on health insurers in the UK, the Netherlands and Ireland and insurers selling International Private Medical Insurance (IPMI) based in Europe. We also considered insurers in other territories using Undertaking Specific Parameters (USPs) to calculate their Solvency Capital Requirements (SCRs) using the standard formula.