The medical professional liability (MPL) insurance industry has experienced its most extended period of profitability over the last decade. But the last two years have seen the industry’s combined ratio creep up to 100% and over. This article provides an overview of the state of the MPL insurance industry through the first half of 2018, focusing on key MPL environmental factors, MPL litigation trends, and MPL industry financials.

This article was originally published in the Third Quarter 2018 PLUS Journal, a publication of the Professional Liability Underwriting Society.