The Affordable Care Act: Timeline of key deadlines between now and 2016


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As the Patient Protection and Affordable Care Act (ACA) moves forward, deadlines for implementation are fast approaching. This timeline contains the key deadlines for insurers through the end of 2016, including financial reporting dates and enrollment dates.

 

Insurer receives information


 

Insurer sends information


 

Enrollment Data


 

2013

 

2014

 

2015

 

2016

               
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

4/30/2013

Insurer deadline to submit plans to HHS for QHP certification (required for a plan to be offered on the State or Federal Exchange).1

1DOI rate filing deadlines may vary by state

10/1/13 — 3/31/14

Open Enrollment (on- and off-exchange)2

245 CFR 155.410, 155.420(d)

1/1/2014

Patient Protection and Affordable Care Act3

3Patient Protection and Affordable Care Act, U.S. Public Law 111-148

10/15/14 — 12/7/14

Open Enrollment

11/15/14

Reinsurance enrollment count submitted to HHS4

445 CFR 153.405

12/15/14

Insurer receives reinsurance invoice from HHS

1/15/15

Reinsurance premiums due to HHS5

530 days after invoice received

4/30/15

Claims submitted to HHS for reinsurance6 and risk adjustment7

645 CFR 153.420
745 CFR 153.710

6/30/15

HHS notifies insurer of reinsurance and RA recoveries / payments / charges

7/31/15

Final financial reporting due to HHS, including rebate calcuation8

845 CFR 153.500, 153.530

9/30/15

Rebates due

10/15/15 — 12/7/15

Open Enrollment

11/15/15

Reinsurance enrollment count submitted to HHS9

945 CFR 153.405

12/15/15

Insurer receives reinsurance invoice from HHS

Click on the colored bars above to see ACA implementation deadlines.

Financial reporting dates generally apply to states in which the U.S. Department of Health and Human Services (HHS) is operating risk mitigation programs.

MLR and risk corridor programs are operated by HHS in all cases.

All information is subject to change pending any final rules.