Continued economic uncertainty relating to government debt and fears of a double-dip recession have helped feed the continued demand for so-called asset protection products—products which protect the investor against stock market falls or interest rate events.
Last year witnessed the launch of a number of products which provide asset protection. In all cases they provide the policyholder with exposure to managed funds with equity-type investments, as well as guaranteed minimum benefits in case the markets fall. Essentially, most of the upside and with limited downside.
This article was first published by FTadviser.com.Read or print the article