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Objectivity matters. Today, more than ever.

Independent for over 70 years, Milliman delivers market-leading services and solutions to clients worldwide. With no agenda, other than getting it right.

Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.

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  • 27 March 2018 — The Seattle Symphony
    Seattle Symphony, musicians announce four year contract extension
  • 07 February 2018 — Reuters
    Reuters: What happened yesterday was just a very small blip
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We offer unmatched depth and breadth of knowledge in long-term care.

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  5. Solvency II

Recent stories

  • 2018 Corporate Pension Funding Study
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  • Milliman Market Monitor London - 29 March 2018
Solvency II

Recalculation of the Transitional Measure on Technical Provisions

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Healthcare costs

  • Impact of Mental Health Parity and Addiction Equity Act

    By Stephen P. Melek, Daniel J. Perlman, Stoddard Davenport, Katie Matthews, Michael Mager  |  22 November 2017

    What has happened to utilization and costs for mental health and substance use disorder benefits as the mental health parity laws and associated rules were slowly rolled out?

  • Can we be of service to the NHS?

    By Joanne Buckle, Tanya Hayward  |  25 October 2017

    The authors discuss their recent experience in helping to develop an accountable care system within a sub-segment of the National Health Service encompassing a small number of clinical commissioning groups and local councils.

  • Impacts of hurricanes on health outcomes and health insurance company operations

    By Lynn F. Dong, Scott O. Jones, Michael J. Polakowski  |  23 October 2017

    From an operational and financial perspective, natural disasters can have significant effects on healthcare providers, insurers, and payers.

  • Selling insurance across state lines: Intended and unintended consequences

    By Susan Philip  |  02 October 2017

    Recent policy proposals may allow health insurance to be sold across state lines, and there are some critical intended and unintended consequences from this change.

  • Prevalence, treatments and medical cost of multiple sclerosis in Japan based on analysis of a health insurance claims database

    By Hiroyuki Ohta, Izumi Kawachi, Manami Yoshida, Mariko Sakamoto, Mieko Ogino, Shinzo Hiroi, Shuichi Okamoto, Kosuke Iwasaki  |  26 September 2017

    This article analyzes health insurance claims data to determine the current treatment status and medical cost of multiple sclerosis in Japan.

  • Using prescription drug data for identifying missing diagnoses and for medical management in the Medicare Advantage market

    By Corey Nathan Berger, Brooks Conway  |  12 September 2017

    Even though the Centers for Medicare and Medicaid Services does not use prescription data in assigning risk scores, Rx data can still be a valuable resource for Medicare Advantage plans.

  • Health plan considerations for growing direct-to-consumer genetic testing

    By Barbara Culley  |  17 August 2017

    This white paper looks at the progression of direct-to-consumer genetic testing and the current demand and growth, discusses industry concerns, and suggests activities for health plans to consider.

  • 2017 U.S. organ and tissue transplant cost estimates and discussion

    By T. Scott Bentley, Steve Phillips  |  03 August 2017

    This report is Milliman’s triennial summary of estimated U.S. average costs per member per month, billed charges, and utilization related to the 30 days prior and 180 days after transplant admission for organ and tissue transplants.

  • A valuable proposition: A look into the international private medical insurance market

    By Joanne Buckle, Neha Taneja  |  13 July 2017

    A look at the current global market spread and size of the international private medical insurance (IPMI) market and discussion of some of the key considerations for pricing and experience rating a group IPMI policy.

  • Genetic testing in England: ROI, cost-effectiveness analysis, or both to evaluate intervention

    By Didier Serre, Joanne Buckle  |  10 July 2017

    The rapid uptake of genetic testing within the National Health Service (NHS) and current debate around genetics make evaluating tailored interventions increasingly more relevant to ensure an efficient use of NHS spend.

  • 2016 employer stop-loss market: A Milliman survey

    By Joy Qin  |  05 July 2017

    This survey analyzes the differences between health plan and third-party stop-loss carriers and covers product, underwriting, sales/distribution, plan performance, and various other factors.

  • Introducing the SSIP: Provisions for market stabilization in the Better Care Reconciliation Act

    By Thomas D. Murawski  |  28 June 2017

    This paper discusses elements of the State Stability and Innovation Program and outlines the details from the draft bill released on June 22.

  • The old and the beautiful: How age and gender affect costs and premiums in commercial health care

    By Doug Norris, Hans K. Leida, Erica Rode, Travis J. Gray  |  08 June 2017

    Age/gender rating is an area in which actuarial considerations are often in direct tension with social or public policy considerations.

  • Reinsurance and high-risk pools: Past, present, and future role in the individual health insurance market

    By Fritz Busch, Paul R. Houchens  |  06 June 2017

    This paper examines the historical uses of high-risk pools (HRPs) prior to the implementation of the Patient Protection and Affordable Care Act (ACA), the role of reinsurance under the ACA, the proposed usage of reinsurance and HRPs under the American Health Care Act, and considerations for states examining the creation and deployment of these types of mechanisms.

  • 2017 Milliman Medical Index

    By Christopher S. Girod, Susan K. Hart, Scott A. Weltz  |  16 May 2017

    In 2017, the cost of healthcare for a typical American family of four covered by an average employer-sponsored preferred provider organization plan is $26,944, according to the Milliman Medical Index.

  • Milliman RBRVS for Hospitals

    By William J. Fox, Edward Jhu, Charlie Mills, Kevin Frodsham  |  27 April 2017

    The Milliman RBRVS for Hospitals™ Fee Schedule provides a simple solution for comparing hospital contractual allowed amounts, billed charge master levels, relative efficiency, and patient mix differences.

  • Provider price transparency

    By Shyam Kolli  |  21 March 2017

    This paper explores what price transparency means in the healthcare market, the forces driving the need for price transparency, challenges and uses of price transparency, and potential ways in which transparency can be improved for the benefit of consumers and also to be more effective in reducing overall healthcare costs.

  • The American Health Care Act: Implications for self-insured employers

    By Steven P. May, Bill J. Thompson  |  20 March 2017

    This paper highlights several elements of the American Health Care Act that affect the employer-sponsored insurance programs of large self-insured employers.

  • Are essential health benefits here to stay?

    By Rebekah D. Bayram, Barbara Dewey  |  17 March 2017

    The fate of essential health benefits (EHBs) is uncertain, and what could happen to them is an open question.

  • Joint venture health plans: Recent trends and key considerations

    By Lynn F. Dong  |  13 February 2017

    A discussion of recent trends, potential benefits, and considerations for providers and payers considering joint venture health plans.

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Healthcare

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  • Healthcare reform reading list: From the ACA archives
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See all topics
  1. Healthcare
  2. Affordable Care Act research
  3. Healthcare costs
  4. Healthcare reform 2.0
  5. Healthcare reform reading list: From the ACA archives
  6. Long-term care insurance
  7. Medicaid
  8. Medical professional liability
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  10. Medicare ACOs and Alternative Payment Models
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  • Featured videos

    • Story behind MMI - ThumbnailThe story behind the Milliman Medical Index(1:36)
    • ACO Part2 - ThumbnailHealthcare costs and accountable care organizations(3:58)
    • ACO Exchange - ThumbnailHealth exchanges: Key issues for states(6:14)
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About Milliman


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For more than seven decades, Milliman has combined technical expertise with business acumen to create elegant solutions for our clients. 

Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.


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