Long-term care insurance valuation: An industry survey of assumptions and methodologies

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By Allen J. Schmitz, Daniel A. Nitz | 01 December 2009

Milliman's third triennial survey of long-term care insurance carriers is based on responses from 24 individual carriers and four group carriers. The survey aimed to review and document assumptions and methodologies linked used for the determination of active life and disabled life reserves, as well as investments and asset strategies backing those reserves. The survey results provide general benchmarks on insurers' current valuation assumptions.