Annuity/long-term care insurance combination products

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By Carl A. Friedrich, Susan J. Saip | 01 July 2009

This July 2009 paper, a supplement to the May 2007 Milliman research report Long-term Care Insurance Combination Products: A New Opportunity, discusses market opportunities, major design approaches, inflation benefits, annuity maturity age, policyholder taxation issues, underwriting, distribution perspectives and producer survey results, pricing synergies, claim costs and pricing, compensation, and in-force programs.