Perspective
Satisfaction guaranteed or your money backSatisfaction guaranteed or your money back
by Bob Carlson

The concept of "risk sharing" is getting new attention among pharmaceutical and biotech companies as part of the larger effort to control healthcare costs.

Helping a hospital surviveHelping a hospital survive

A rural healthcare system beats the odds by employing a captive insurance solution. Watch the film »

Credit Risk Perspectives

In this issue, read our analysis of the current credit market, plus articles on the risk of student loan defaults, the future of the mortgage environment, and accounting changes for residential mortgage-backed securities.

Actuaries: The key to success for third-party administrators?
by Stephen DiCenso

To stay competitive, how can third-party administrators use actuarial expertise to their best advantage?

Escaping the PPA red zone
by Roscoe Haynes

We helped this multiemployer find options—before the deadlines—to emerge from critical PPA status.

Understanding, then managing, loss reserve volatility
by Chad C. Karls

"Bootstrapping" can develop the overall sense of uncertainty associated with a company's loss reserves and evaluate the risk capital requirements.