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Guarantees: Rare confidence
Guarantees behave as predicted, giving life insurers predictability to weather the financial crisis.

Milliman Medical Index 2008
Here's how actual annual spending for a family of four has changed.
Top U.S. pensions down The 100 biggest U.S. pension plans lost nearly $120 billion in October. "These are volatile times for pensions ... "
—Financial Times, Nov. 18Health care abroad Expats—and insurers—find lower costs and better quality treatment outside the United States.
—Best's Review, Nov. 13Annuities: good and bad news Effective hedging allows carriers to pay claims on policyholders' guarantees.
—Investment News, Nov. 10



