David has worked extensively in the application of economic and financial models to property and casualty insurance issues. His assignments have spanned a wide variety of subject areas and lines of business, including the development of cash-flow models to estimate the rate of return on insurance transactions; dynamic financial models of the insurance enterprise; econometric methods to forecast insurance loss experience; statistical models to estimate loss severity distributions; and cost of capital analyses for property casualty insurers. He has applied these models and methodologies to both personal and commercial lines of coverage, including lines with catastrophe and mass tort exposures. David has also testified frequently on rate of return and regulatory issues and in civil litigation relating to insurance matters.

David served on the graduate faculty of Rutgers University as an adjunct professor of economics for twelve years and has taught examination courses for several regional actuarial societies.

David has Bachelor's, Master's, and Doctoral degrees in economics. He is also an elected fellow of the National Academy of Social Insurance, a certified arbitrator and umpire with ARIAS (the AIDA Reinsurance and Insurance Arbitration Society), and a member of the panel of neutrals of the American Arbitration Association. David also serves on the editorial boards of several economics/insurance journals and is a past member of the Board of Directors of Milliman, Inc.