John has 20 years of professional actuarial experience, primarily in the group insurance and employee benefits field. Prior to joining Milliman, he served as the director of actuarial services for PacifiCare Health Systems.

John has a broad range of group insurance actuarial expertise, specifically in healthcare. He consults regularly with health insurers, HMO's, hospitals, and physician organizations. John also consults to large employers on their health and welfare benefit programs. He assists these organizations with the following:

• Benefit plan and employee contribution strategies
• Regulatory rate filings
• Product pricing and development
• Group and individual product underwriting strategies
• Provider reimbursement and risk-sharing methodologies
• Cost and utilization reporting
• Benchmarking
• Medicare Advantage annual filings and audit support
• Analysis of reserves and financial statement opinions

John's recent work has focused on benchmarking provider reimbursement and communicating network performance to current and potential purchasers of health plan products. John is a frequent speaker on these and other related actuarial topics.