Joshua specialises in financial risk management and guarantee product development. Whilst in the London office from 2004 to 2010, he worked on dozens of guarantee product development initiatives for leading multinationals throughout the UK and European markets. These covered the full range of activities, including business strategy, product design and pricing, risk management, hedge design and testing, capital assessment, ongoing hedge management, and financial and performance reporting. His experience spans a wide range of products such as collective investments, fixed annuities, variable annuities, guaranteed bonds, protected investment strategies, participating/with-profits, and defined benefit and defined contribution pensions.

Joshua has 15 years post-qualification professional experience in applying the latest risk management principles in the wealth management, life insurance, pensions, and asset management sectors. He has experience working in many countries, including the United Kingdom, western and central Europe, Australia, the United States, and the Asia-Pacific region.

Prior to joining Milliman, Joshua spent two years working for the National Australia Group in London, where he was responsible for implementing a financial risk management strategy for the group’s defined benefit pension schemes, in addition to providing actuarial support to the wealth management and finance divisions. Joshua also has extensive experience in asset management, having been an associate director for UBS Global Asset Management in Sydney for four years.

He is a founding member of the Consumer Information and Financial Planning Working Party of the Institute of Actuaries. He has also been an active member on the Life CPD Committee and Variable Annuities Members Interest Group of the Institute of Actuaries.