Karl has more than 20 years of industry experience in property and casualty loss reserving, pricing, and financial modeling. He has experience in the evaluation of liabilities for property and casualty insurance and reinsurance companies. He has performed regulatory reserve reviews of insurance and reinsurance companies. Karl's wide range of experience includes international insurance and the London market.

For the past twelve years, Karl has worked extensively on property and casualty consulting assignments, with particular emphasis in the Bermuda market. These assignments cover a wide range of areas such as loss reserving, ratemaking, captive planning, feasibility studies, and reinsurance structure analysis. His substantial expertise includes developing models for pricing and reserving for difficult casualty lines, and developing simulation models for analyzing reinsurance structures and knowledge of actuarial computer systems and applications. His clients include multiline property and casualty insurers, self-insurers, captive insurers, and reinsurers.

Before joining Milliman, Karl worked extensively in financial modeling and planning, designing and implementing loss-reserving systems and developing sophisticated business planning models. In addition, Karl designed a dynamic financial analysis model that was used for valuing loss portfolio transfers and commutations and for monitoring the performance of a claims department within a top-five U.S. insurer responsible for the run-off of assumed reinsurance liabilities.