Richard's areas of expertise include provider risk sharing, managed care, and disease management. His experience includes capitation and case rate analyses, as well as the more traditional actuarial areas of forecasting, rating structures and systems, liability estimation, and trend analysis.

Richard advises Blue Cross and Blue Shield organizations, HMOs, PPOs, providers, and insurance companies.He has assisted clients with actuarial projects involving small group rating and underwriting mechanisms, dental programs, surplus requirements, transferred business analysis, and claim reserve analysis. Richard also undertakes consulting assignments involving product feasibility and strategic business plan development. He is currently acting as senior advisor to India as part of his overall international duties for Milliman.