Brad joined Milliman in 1986 and was elected chairman of the firm in May of 2000. Prior to assuming his current role, Brad assisted many companies with their surplus management strategies, quantifying the financial reporting as well as the economic impact of such tactics as financial reinsurance, merger, acquisition, demutualization, and divestiture. His primary area of expertise is individual life, annuity, and health insurance, including the development of products as they relate to the overall strategic direction of a company. Brad has significant experience in the successful development and implementation of nontraditional distribution systems, including direct response marketing.