Joel's expertise is in the retirement consulting area.  His work with clients focuses on design, implementations and ongoing administration of a broad range of qualified and nonqualified retirement programs and retiree medical plans.  Having worked in the retirement consulting field since 1980, his extensive experience includes:

• Actuarial valuations for defined benefit plans
  
• Cost projections to evaluate future business conditions and their effect on benefit programs
• Retirement and financial planning seminars
  
• Assisting employers in developing plan design strategies
  
• Extensive merger and acquisition analyses
  
• Review of plan administration/outsourcing alternatives
  

Prior to joining Milliman in 2003, he was a consulting actuary and practice leader for Buck Consultants in Houston for 13 years.  He also spent 10 years with William M. Mercer (eight years as a consulting actuary in Houston and two years as practice leader in Charlotte).