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Christopher S. Girod, FSA, MAAA

Principal, Consulting Actuary
San Diego, CA, US

Tel: +1 858 5875304

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Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries


  • BS (honors), Mathematics, Linfield College

Current Responsibility

Chris is a principal and consulting actuary in the San Diego office of Milliman. He joined the firm in 1994, after working for six years with a health insurance company in Portland, Oregon.


Chris specializes in helping clients measure and understand the risks and financial implications associated with their healthcare products, reimbursement systems, and risk-sharing arrangements. He has worked with insurance companies, HMOs, PPOs, Blue Cross Blue Shield plans, provider organizations, employers, and medical device manufacturers to help them assess risks associated with commercial, Medicare, Medicaid, and CHAMPUS populations. His consulting assignments have included:

  • Healthcare benefit plan design, pricing, feasibility studies, and financial modeling
  • Developing and analyzing changes to provider reimbursement contracts
  • Performing financial projections associated with health plan mergers and acquisitions
  • Developing clinically appropriate best practice utilization and cost benchmarks
  • Assessing the financial value of new healthcare technologies and practices
  • Developing regulatory filings for health carriers
  • Developing underwriting and rating models
  • Projecting liabilities for claims incurred but not paid
  • Modeling risk transfer due to reinsurance arrangements

Chris has also served as Milliman’s national health research manager, promoting and coordinating the firm’s health research efforts.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman