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Guy A. Avagliano, FCAS, MAAA

Principal, Consulting Actuary
San Francisco, CA, US

Tel: +1 415 4031333

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Professional Designations

  • Fellow, Casualty Actuarial Society
  • Member, American Academy of Actuaries


  • BS, Mathematics/Applied Science, University of California at Los Angeles

Current Responsibility

Guy is a principal and consulting actuary in the San Francisco office of Milliman. He is responsible for casualty actuarial consulting practices in San Francisco, Los Angeles, and Seattle.


Guy has substantial experience with many property and liability lines of business, including workers’ compensation, professional liability, and contractors liability. The actuarial services he provides his insurance and self-insurance clients include:

  • Expert witness testimony and litigation support
  • Statements of actuarial opinion on reserve adequacy for annual statements
  • Statements of actuarial opinion on rate adequacy for workers’ compensation
  • Reserve and funding level projections for public and private self-insureds
  • Cost allocations
  • Cost/benefit analysis of various reinsurance and excess insurance options
  • Captive feasibility studies
  • Legislative change analysis
  • Rate, form, and class plan analyses and filings
  • Probability level and present value analyses
  • Retrospective rating and large deductible pricing
  • Predictive analytics


Guy is a frequent speaker at local, national, and international seminars on loss reserving, ratemaking, and reinsurance topics.


  • Actuarial Committee Workers' Compensation Insurance Rating Bureau of California (1998-2014)
  • Casualty Loss Reserves Seminar Committee (1997-2001), Chair (2001)
  • CAS Examination Committee (1995-1997)
  • National Insurance Industry Council, Regional Committee/City of Hope
  • American Academy of Actuaries Casualty Practice Council (2001)
  • Insurance Educational Association (2010 – 2014)
  • Participated in the Milliman international exchange program, living and working with Milliman’s affiliates in London and Madrid (1994)
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman