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Bernhard is a non-life actuarial consultant in Milliman's Zürich office. He joined the firm in 2012.
Bernhard has experience in non-life pricing and product development. Before joining Milliman, he worked for AXA Winterthur in Switzerland and Swiftcover in the UK.
Working in motor pricing for AXA Winterthur, he gained a varied experience of the Swiss property and casualty market. At AXA, he was also involved in the complete redesign of their retail motor product, where he also worked on product design and IT implementation.
At AXA Winterthur, he successfully completed the post-graduate trainee program during which he worked in non-life reserving. Before that, he worked in the group life pricing team of where he also wrote his Master thesis about the development of disability frequencies in Swiss group life insurance. The thesis was awarded the Walter Saxer Price at ETH Zürich.
Having worked as a pricing analyst at Swiftcover, an online sales company, Bernhard is also experienced in the competitive and fast moving UK retail motor market.
Bernhard has expert knowledge of various non-life pricing software such as Emblem, Classifier and Pretium. He is versed in both SAS and VBA (Excel).
Bernhard is fluent in German and English and also speaks French and Italian.