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Milliman provides the full range of property analytics a carrier needs to match price to risk, get better ratings, and improve profitability in the most difficult markets. We offer full support, from pinpointing trouble spots to getting rates approved.
Property insurers have had a difficult time generating profits in recent years, due to a variety of pressures. Catastrophic events have become more frequent. Rating agencies are demanding more reinsurance coverage and a more sophisticated demonstration of how property risk is managed.
Regulators may suppress rates and mandate coverage not originally underwritten in policies, sending portfolios into the red. Changes in catastrophe models have boosted estimated losses, leading to additional ratings pressures and higher reinsurance rates.
Milliman offers property analytics with the depth and sophistication that our clients need to navigate successfully through these dynamic elements. We work with large national underwriters and small regional companies to help them uncover the hidden value of their data, obtain key business insights, and take action.
Our comprehensive services and solutions include:
Manage your business for future growth
The journey to build a new market
Will recent quakes shake up the California insurance market?
Data modelling brings new hope for flood-prone homes
How using geocoding can lead to more accurate pricing
Sinkhole peril: Reducing exposure and managing risk
Considerations for risk management and financing
We’re here to help you break through complex challenges and achieve next-level success.