Hortense Désiré
Senior Consultant
Zürich, CH
Hortense Désiré is a senior consultant in the Zurich, Switzerland, office of Milliman.
Experience
Most recently, Hortense worked on projects in the life insurance sector, including the following topics:
- Reporting calculations in accordance with local GAAP (HGB), Solvency II, and IFRS
- Preparing reports for internal and external purposes
- Performing initial calculations activities under IFRS 17
- Developing an internal model for the subsidiary of a French life insurer
Education
- MSc. in Actuarial Sciences and Applied Mathematics, ENSAE Paris
- MSc. in Applied Mathematics and Finance, Paris-Dauphine PSL Paris
- MSc. in Engineering with focus on Applied Mathematics, Finance, and Computer Science, Ecole CYTech (formerly E.I.S.T.I) Paris, Degree: Diplôme d’Ingénieur
Affiliations
- French Institute of Actuaries since 2021
Publications
Read their latest work
Article
IFRS第17号ベンチマーキング：2024年年次報告書の主な考察
06 June 2025 - by Henny Verheugen, Jean-Baptiste Sallmann, Hortense Désiré
IFRS第17号の新しい報告形式による生命保険会社55社を分析した本稿では、財務状況、主要業績指標 (KPIs)、および欧州内外の違いに着目します。
Article
IFRS 17 Benchmarking: Our key observations on the 2024 annual reports
06 June 2025 - by Henny Verheugen, Jean-Baptiste Sallmann, Hortense Désiré
In our analysis of 55 life insurers in the new reporting format under IFRS 17, we highlight financial positions, KPIs, and differences across Europe and beyond.