Hortense Désiré
Senior Consultant
Zürich, CH
Hortense Désiré is a senior consultant in the Zurich, Switzerland, office of Milliman.
Experience
Most recently, Hortense worked on projects in the life insurance sector, including the following topics:
- Reporting calculations in accordance with local GAAP (HGB), Solvency II, and IFRS
- Preparing reports for internal and external purposes
- Performing initial calculations activities under IFRS 17
- Developing an internal model for the subsidiary of a French life insurer
Education
- MSc. in Actuarial Sciences and Applied Mathematics, ENSAE Paris
- MSc. in Applied Mathematics and Finance, Paris-Dauphine PSL Paris
- MSc. in Engineering with focus on Applied Mathematics, Finance, and Computer Science, Ecole CYTech (formerly E.I.S.T.I) Paris, Degree: Diplôme d’Ingénieur
Affiliations
- French Institute of Actuaries since 2021
Publications
Read their latest work
Article
IFRS 17 Benchmarking: Our key observations on the 2024 annual reports
06 June 2025 - by Henny Verheugen, Jean-Baptiste Sallmann, Hortense Désiré
In our analysis of 55 life insurers in the new reporting format under IFRS 17, we highlight financial positions, KPIs, and differences across Europe and beyond.
Article
IFRS第17号ベンチマーキング：2024年年次報告書の主な考察
06 June 2025 - by Henny Verheugen, Jean-Baptiste Sallmann, Hortense Désiré
IFRS第17号の新しい報告形式による生命保険会社55社を分析した本稿では、財務状況、主要業績指標 (KPIs)、および欧州内外の違いに着目します。