Christine Fairall

Christine's experience and expertise includes:

• Conducting actuarial reporting (SMF20 Chief Actuary function, Solvency II and IFRS 17)
• Building and embedding best-in-class reserving and performing capital modelling and pricing processes
• Developing actuarial policies and risk management frameworks
• Leading a large programme of actuarial transformation, automation, and modelling enhancements
• Developing an actuarial function operating model, along with capabilities and governance framework
• Developing capital optimisation and strategy for health insurers, including the application of undertaking-specific parameters (USP) under the Standard Formula framework
• Conducting M&A due diligence for health insurers
• Developing corporate health insurance scheme valuations, pricing, medical inflation, and trend analyses

Prior to Milliman, Christine contracted at Ki Insurance where she assisted in establishing the actuarial function.Christine held various risk and actuarial roles at Bupa between 2013 and 2024, most recently as the Group Corporate Actuarial and Actuarial Transformation Director responsible for overseeing the group actuarial function work, implementation of IFRS 17 actuarial reporting, the Psicle reserving tool and ReMetrica Economic Capital modelling, including the enhancement of economic capital methodology as part of the actuarial transformation projects. Christine also led an executive-sponsored actuarial leaders’ research project in the use of ethical AI in actuarial work and presented key findings and proposition to the leadership team.Prior to Bupa, Christine was at WTW and KPMG where she led several advisory, internal model validation, solvency capital requirements, pensions and healthcare schemes projects.