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David Kirk

FIA, FASSA, FeASK, FNAS, CFA, CAIA, PRM
Managing Director, Milliman Africa
Cape Town, ZA
27 83 300 0968

David Kirk is the managing director for Milliman in Africa. He specialises in risk and capital management, regulatory change and insurance strategy.

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Experience

David has extensive experience in life insurance and broad exposure to property and casualty insurance and financial instrument valuations.

His technical expertise includes:

  • Insurance financial reporting (IFRS, EV, MCEV, Solvency II, and SAM)
  • Capital and risk management, including SAM/Solvency II
  • Due diligence and M&A advice
  • Appointed Actuary and Head of Actuarial Function services
  • Specialist board consultant
  • Micro insurance and parametric insurance
  • Financial and actuarial model development and validation
  • New market entry, market expansion and licence applications, including micro insurance licence applications
  • Enterprise risk management framework development and readiness assessment

Prior to joining Milliman, David was practice leader of KPMG’s actuarial business in South Africa. The role included responsibility for practice development and management, from setting standards of practice to bringing in new clients to overseeing longer-term brand building.

His previous positions include partner at PwC in South Africa and actuarial analyst and consultant at Tillinghast-Towers Perrin.

Publications

Read their latest work

Article

FLAC and the South African insurance sector

20 March 2026 - by David Kirk
"First loss after capital" instruments raise investment, risk, and capital questions for South African insurers, who need to know the extent of their exposure to the banking sector.
Article

アフリカにおける生命保険の資本規制と開示：2025年末

10 February 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Ishkar Singh
アフリカでは生命保険会社に対するリスクベースの監督や資本フレームワークへの移行が進んでおり、本稿では、地域内の様々な資本規制について調査しています。
Article

Life insurance capital regimes in Africa

10 February 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Ishkar Singh
As Africa moves toward risk-based supervision and capital frameworks for life insurance companies, we examine various capital regimes in the region.
Article

アフリカにおける気候関連リスク管理とサステナビリティの開示

10 February 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Adél Drew
本稿では、IFRSフレームワークの導入段階が異なる8か国を調査しました。
Article

Climate-related risk management and sustainability disclosures in Africa

10 February 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Adél Drew
We examine eight countries at various stages of implementation of IFRS frameworks.
Article

南アフリカ保険業界アップデート：2025年10月

17 October 2025 - by David Kirk, Susan Melmed, Chris van der Merwe, Richard Taylor, Cameron Hollaway, Nalen Michael
南アフリカ保険業界アップデート本号では、南アフリカにおける最近の進展についてお伝えします。
Article

South Africa: Insurance industry update - October 2025

17 October 2025 - by David Kirk, Susan Melmed, Chris van der Merwe, Richard Taylor, Cameron Hollaway, Nalen Michael
In our latest update for the South African insurance industry, we cover key trends and developments for October 2025.
Article

Converting a typical South African funeral model to Milliman Mind

18 September 2025 - by Cameron Hollaway, Andrew Henning, David Kirk
We show how converting an existing South African funeral valuation model to Milliman Mind improved performance and delivered enterprise-grade audit trails.
Article

HAFの評価：保険会社取締役会のための実践的ツールキット

20 August 2025 - by David Kirk
保険会社の取締役会が、健全な運営の中心となるアクチュアリー部門責任者（HAF）の効果的パフォーマンス評価を構築する方法について検討します。
Article

Evaluating the HAF: A practical toolkit for insurance boards

20 August 2025 - by David Kirk
We examine how insurers' boards can structure effective performance assessments of the head of actuarial function, a role that’s central to sound operations.