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Falling Star Rating trajectory: 2027 Proposed Rule implications

How the new changes delay the anticipated Star Rating declines

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White paper

Where is Europe’s next flash flood? Quantifying extreme precipitation and flash flood risk in Europe with extreme value theory

We use extreme value theory to assess the risk of catastrophic precipitation events in Europe, identifying the highest risks along the Mediterranean coast.

White paper

Prepayment risk in a VM-22 world: Structural dynamics, scenario behavior, and portfolio implications for life insurers

We consider an insurer's $1 billion investment portfolio to show how the mechanics of prepayment behavior manifest under Virtual Manual (VM)-22.


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Health

Health makes up 18% of our GDP and 100% 
of our lives.

No issue is more complex. 
Or more personal.

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Insurance

Because the world is underinsured.

The insurance industry of tomorrow will look nothing 
like today.

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Retirement & benefits

No one wants to go back to work at 75.

As visions of retirement 
have changed, so have retirement plans.

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Risk

The most dangerous risks to your business are those you can’t see.

Nobody understands risk better than we do

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