The future of (individual) reserving

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By Alexandre Boumezoued, Fabrice Taillieu | 09 May 2017
In most cases, the current reserving practice consists of using methods based on claim development triangles for point estimate projections as well as for capital requirement calculations. In the context of an increasing need within the reserving practice for more accurate models, taking advantage of the information embedded in individual claims data is a promising alternative. This white paper discusses the innovative opportunities offered by alternative individual reserving models and the main challenges with their implementation.