Utilization: A review of two projection methods

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By Jeremy Hamilton, Tim F. Kempen | 25 April 2018

The assumptions and methods used to develop utilization projections for long-term care insurance can have a significant impact on estimated future claims. This article focuses on two methods for using current utilization levels to develop utilization assumptions for for future durations: an “average utilization” method and a “distribution” method.

This article was originally published in the April 2018 issue of Long-Term Care News.