Lessons learned?

The latest monthly estimate of the lifetime default risk of U.S.-backed mortgages.

Using updated industry data, we shed light on questions about housing demand and supply, higher interest rates and affordability, and how prices may trend.

The Private Mortgage Insurer (PMI) landscape has grown more competitive in recent years; “Black-box” risk-based pricing engines – largely adopted industry-wide in late-2018/early-2019 – have made…

Now that we are several months into the COVID-19 pandemic, sufficient data exists to analyze its effects on the mortgage market and draw conclusions on the impact this disruption will have on the mortgage marketplace for the…

This article provides clarity on the Adverse Market Refinance Fee and its potential impact.