Hortense Désiré
Senior Consultant
Zürich, CH
Hortense Désiré is a senior consultant in the Zurich, Switzerland, office of Milliman.
Experience
Most recently, Hortense worked on projects in the life insurance sector, including the following topics:
- Reporting calculations in accordance with local GAAP (HGB), Solvency II, and IFRS
- Preparing reports for internal and external purposes
- Performing initial calculations activities under IFRS 17
- Developing an internal model for the subsidiary of a French life insurer
Education
- MSc. in Actuarial Sciences and Applied Mathematics, ENSAE Paris
- MSc. in Applied Mathematics and Finance, Paris-Dauphine PSL Paris
- MSc. in Engineering with focus on Applied Mathematics, Finance, and Computer Science, Ecole CYTech (formerly E.I.S.T.I) Paris, Degree: Diplôme d’Ingénieur
Affiliations
- French Institute of Actuaries since 2021
Publications
Read their latest work
Article
Market capitalisation of CFO Forum companies: An analysis of IFRS 17 results at year-end 2024
09 October 2025 - by Henny Verheugen, Hortense Désiré, Sjoerd Brethouwer
We examine the market capitalization of CFO Forum companies in order to give investors another indicator and help overcome differences in reporting.
Article
IFRS 17 Benchmarking: Our key observations on the 2024 annual reports
06 June 2025 - by Henny Verheugen, Jean-Baptiste Sallmann, Hortense Désiré
In our analysis of 55 life insurers in the new reporting format under IFRS 17, we highlight financial positions, KPIs, and differences across Europe and beyond.