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The Individual Medical Underwriting Guidelines (IMUGs) allow underwriters to evaluate the expected relative cost of an individual applying for coverage.
The MUGs™ are comprehensive in scope and are updated every 12 months to reflect changes in medical technology and underwriting practices. The prescription drug portion of the MUGs is updated every six months.
Contact your Milliman consultant or the Health Cost Guidelines Manager at [email protected] if you are interested in licensing any of the Milliman underwriting products.
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