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Driving a better commercial auto book
Milliman AccuRate Fleet
AccuRate Fleet™ is a usage-based insurance score designed to enable more accurate pricing of fleet exposure and driving behavior risk. Developed by Milliman actuaries and data scientists, AccuRate Fleet is based on over a billion miles of commercial auto driving data and thousands of crashes.
After 20 days of driving activity, AccuRate Fleet calculates a risk score between zero and 1000, similar to a credit score, based on inputs reflecting fleet driver behavior and vehicle exposure.
Use our extensive commercial telematics data to get accurate pricing that is approved by regulators. AccuRate Fleet can enable more refined fleet pricing and risk selection, as well as encourage safer driving behaviors that are most directly relevant to commercial fleets.
On-board diagnostic device measures driving behavior and calculates a score predicting relative crash risk for a driver, vehicle, or fleet.
Insurers can improve their value to small- and mid-sized fleets by delivering operational benefits and policy discounts, while at the same time reducing claims costs and improving retention.
Options to leverage your data with Azuga app to improve your client’s fleet safety, reliability, and maintenance costs.
(Our Azuga partner provides a comprehensive fleet management app to 4000 customers and data from hundreds of thousands of vehicles.)
Better match price to risk and avoid adverse selection. Improve retention of customers with safer driving habits.
Get to market faster with lower development costs and a ready-to-use score.
Reduce risk of regulatory delays by using a pre-filed score.
Add to client value with Azuga fleet management capabilities. Clients can gain efficiency and cost reductions through GPS tracking, vehicle diagnostics and optimized operations.
Unlike existing filed telematics scores, ours are developed on commercial auto data.
Milliman experts develop scores using over a billion miles of commercial auto driving data.
Our commercial auto telematics scores have been reviewed and approved by state insurance regulators for use in ratemaking.
We won’t just give you a one-size-fits all answer. Our experts will work with you to make sure the solution fits your company and risk culture.
Enhance your captive with risk retention alternatives, pricing and funding, financial modelling, and claims management.
Lower loss and loss adjustment expense costs, get litigation support, and improve claims operations.
Build on a solid foundation with decades of insurance expertise combined with cutting-edge technology innovation.
Improve risk selection, pricing, and profitability with comprehensive underwriting services and data.
Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S.
Usage-based insurance (UBI) is transforming private passenger auto insurance,…
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